Through the use of aggregators, the seller gets rid of the need to connect and configure individual APIs, sign agreements with each payment service. Instead, he installs a special module from the aggregator, thanks to which buyers pay for purchases with bank cards, electronic wallets, and even cash (through special terminals installed in public places).

Aggregators are most often non-bank credit companies that provide payment acceptance and processing services. The cost of their services depends on the cash flow of a particular business, its specifics, as well as the number of payment options.

Advantages:

quick connection of the payment system using ready-made modules and instructions;
a large selection of payment methods, the ability to customize the list of options for yourself;
affordable rates, including for small businesses.
Flaws:

after the buyer pays for the goods or services, the aggregator chooses the time and date of payment (based on workload and a number of other factors). If there is a failure, the transfer of money may be delayed;
The PS does not provide payment security and encryption services, therefore it is not recommended to use this option for large businesses associated with high risks and responsibility.

Hello, if your company offers a SaaS payment system, you probably operate on a subscription model and provide your customers with access to a product or service for a fixed period of time, usually a month or a year. To successfully make money on such payments, you need to simplify them as much as possible. This can be done by setting up your own payment gateway or partnering with a third-party payment processor who will handle all payment acceptance and processing functions on your behalf. The process is quite simple: a customer purchases your product or service online, makes a payment, and your chosen payment processor handles everything else, from charging the customer's credit card to transferring the funds to your bank account.